Atlanta and Los Angeles: CAREGD™ Leads Mental Health Check-In Tour
The culture-forward wellness brand activated barbershops, fire stations, and courts with emotional check-ins, bold merch, and real talk—reminding communities across ATL and LA: your headspace comes first.
As the use of prescribed medications that can potentially affect people’s ability to work safely rises, Integrity Sampling urges employers to review policies, educate staff, and ensure safety remains the priority. Legal prescriptions do not guarantee fitness for duty, and proactive workplace drug and alcohol management is essential.
Terry Register, President and CEO of Capsur Tax and Estate Planning, specializes in helping business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Register delivers solutions designed to build long-term financial confidence and multigenerational impact.
Register was recently featured in an interview on Fox’s The Morning Blend, where he discussed “Mastering Tax Strategies for Retirement.” During the interview, he emphasized his commitment to tailoring plans to each client’s unique financial goals, noting, “A well-constructed tax strategy isn’t just about saving money today—it’s about creating a roadmap that gives families confidence for decades to come.” View the full interview here: https://www.fox47news.com/entertainment/shows/the-morning-blend/interview-with-terry-register-of-capsur-tax-and-estate-planning-06-30-25
Living retirement to the fullest requires far more than merely reaching a certain age; it demands proactive planning that begins long before the official retirement date. Key pillars include optimizing income streams, controlling expenses, and positioning portfolios to weather market volatility while minimizing tax liabilities. By addressing these elements early, individuals create a pathway to enjoy retirement with greater peace of mind.
A significant component of proactive planning is managing taxable income in retirement. Register points out that understanding the tax impact of each withdrawal and investment decision can dramatically extend portfolio longevity. By coordinating withdrawal sequencing with tax-efficient vehicles—such as Roth conversions and life insurance-based strategies—retirees can retain more of what they have earned and reduce the drag of taxes on their generational wealth. Ultimately, thoughtful planning allows families to focus on what matters most: enjoying life and leaving a lasting legacy.
Capsur Tax and Estate Planning tailors its strategies to each client, ensuring a customized experience designed to achieve long-term financial goals. Through a collaborative process, Register guides clients through crucial decisions that affect future generations, making comprehensive planning an empowering and confidence-building experience.
About:
Terry Register began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and Million Dollar Round Table status in his first year. He later joined American Defender Life, consistently ranking among the top ten producers nationwide and earning annual recognition in the President’s Cabinet.
He founded Capsur to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. His leadership extends beyond the business arena: Register has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a corporate board member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries
A devoted husband, father, and grandfather, Register resides in Raleigh, NC, with his wife and is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel
Learn more: https://www.capsurtaxandestateplanning.com/
Investment-advisory services are offered through Capsur Tax and Estate Planning, a registered investment adviser. Capsur Tax and Estate Planning and any referenced entities are unaffiliated.
Recent news and interviews:
Terry Register Discusses Mastering Tax Strategies for Retirement: https://authoritypresswire.com/terry-register-ceo-of-capsur-tax-and-estate-planning-interviewed-on-the-influential-entrepreneurs-podcast-discussing-mastering-tax-strategies-for-retirement/
Terry Register Discusses Mastering Tax Mitigation Strategies for Business Owners: https://authoritypresswire.com/terry-register-ceo-of-capsur-tax-and-estate-planning-interviewed-on-the-influential-entrepreneurs-podcast-discussing-tax-mitigation-strategies-for-business-owners/
Terry Register Discusses Tax Planning for Future Generations: https://authoritypresswire.com/terry-register-ceo-of-capsur-tax-and-estate-planning-interviewed-on-the-influential-entrepreneurs-podcast-discussing-tax-planning-for-future-generations/
Terry Register discusses highlights of tax planning for future generations
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-terry-register-ceo-of-capsur-tax-and-estate-planning-tax-planning-for-future-generations/
Terry Register, CEO of Capsur Tax and Estate Planning. Terry dives into the crucial topic of legacy planning and the importance of preparing for future generations. Terry emphasizes that while many focus on saving for retirement, it’s equally vital to ensure that what remains after one’s passing is secured for heirs. The discussion highlights how tax planning plays a pivotal role in this process. Terry addresses the discomfort many feel when discussing death and inheritance, and offers insights on how to approach these conversations effectively. Tune in to learn how to make your legacy a priority and ensure your family’s financial future.
Legacy planning is a vital component of financial management that ensures your heirs are not burdened with unexpected tax liabilities and can fully benefit from the assets you leave behind. In a recent podcast episode featuring Terry Register, CEO of Capsur Tax and Estate Planning, several key considerations were discussed that can significantly impact your family’s financial future.
A primary concern in legacy planning is the potential tax burden that heirs may face when inheriting assets. Terry emphasizes that many individuals are unaware of the tax implications associated with inheritance. For instance, when someone passes away, the government often requires heirs to pay taxes on the inherited assets within a specific timeframe—typically just nine months. This can lead to unexpected financial strain, especially if heirs are unprepared for the tax bill.
To mitigate this risk, proactive tax planning is essential. This includes understanding how different assets are titled and the potential tax consequences of transferring those assets. For example, if a parent intends to pass down a house, it is crucial to consider how that property is titled and its current market value. Without proper planning, heirs may find themselves needing to sell the property to cover tax liabilities, which can diminish the legacy intended for them.
Terry also highlights the importance of asset protection in legacy planning. Many individuals may not realize that certain assets can be vulnerable to government claims, particularly in the context of long-term care or nursing home expenses. For instance, if one spouse passes away and the surviving spouse needs to enter a nursing home, the government may require the surviving spouse to “spend down” their assets before qualifying for assistance. This scenario underscores the need for strategic planning to protect family assets from being depleted by unforeseen expenses.
Engaging with an elder care attorney can provide valuable insights into how to structure your assets to safeguard them for future generations. By understanding the legal landscape and potential pitfalls, you can create a plan that ensures your heirs receive the maximum benefit from your estate.
Another critical aspect of legacy planning discussed in the episode is the use of life insurance policies that offer living benefits. Many people view life insurance solely as a death benefit, but modern policies can provide significant advantages while the policyholder is still alive. For example, certain life insurance products allow for tax-free cash growth and access to funds for long-term care needs without requiring a separate long-term care policy.
Terry points out that many individuals may not realize the full potential of their life insurance policies. By reviewing and possibly restructuring these policies, you can ensure that they not only provide a death benefit but also serve as a financial resource during your lifetime. This can help alleviate the financial burden on your heirs and ensure that they are not left with unexpected costs.
In addition to protecting your family’s financial future, legacy planning can also include charitable giving strategies. Establishing donor-advised funds or charitable remainder trusts can provide tax benefits while allowing you to support causes that matter to you. These strategies can help reduce the taxable estate and ensure that your philanthropic goals are met, all while benefiting your heirs.
Terry shared: “From growth-stage companies to legacy family enterprises, we bring proven strategies that align business planning with personal financial goals—because we understand that for most owners, business is personal.”
For instance, as Terry illustrates with a case study, a couple with significant stock holdings can structure their estate in a way that maximizes benefits for both their children and their chosen charities. By strategically donating appreciated assets, they can avoid capital gains taxes and create a lasting impact on their community.
Video Link: https://www.youtube.com/embed/9T6u4wz5nZA
About Terry Register
As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.
Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President’s Cabinet.
He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.
Terry’s leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.
A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.
Learn more: https://www.capsurtaxandestateplanning.com/
Recent News and Interviews:
Terry Register Discusses Mastering Tax Strategies for Retirement: https://authoritypresswire.com/terry-register-ceo-of-capsur-tax-and-estate-planning-interviewed-on-the-influential-entrepreneurs-podcast-discussing-mastering-tax-strategies-for-retirement/
Terry Register Discusses Mastering Tax Mitigation Strategies for Business Owners: https://authoritypresswire.com/terry-register-ceo-of-capsur-tax-and-estate-planning-interviewed-on-the-influential-entrepreneurs-podcast-discussing-tax-mitigation-strategies-for-business-owners/
After navigating burnout, profound grief, a gender transition, and a complete life reinvention, Jean-Sebastien (JS) Busque is serving up something deeply nourishing: his debut book My Apple Pie of Happiness: 40 Ingredients from an Unexpected. With authenticity, humor, and lived experience, Busque invites readers to embrace happiness not as a destination, but as a delicious, imperfect, and wildly personal journey.
In today’s high-stakes, fast-moving world, Gen Z professionals are expected to think clearly under pressure, communicate with confidence, make fast decisions, and lead without a title—yet these are skills no one teaches. Most are told to “speak up,” “take a leadership workshop”, “communications course,” or “just be confident”. And when the stakes are high—whether it’s a team meeting, a performance review, or a moment to assert themselves—motivation and theory aren’t enough.
Award-winning entrepreneur and bestselling author Kristin Gutierrez has officially launched her new book, Say Yes and Figure It Out™—a bold and timely framework designed to help high-achieving entrepreneurs escape the burnout trap and reclaim their time – while unlocking seven-figure days with less effort and more joy. This isn’t just another business book—it’s a movement for high impact business owners ready to ditch perfectionism and build wealth through imperfect action.
“Voiceless: A Voice Unheard & Finally Told” Hits Amazon #1 Best Seller
Autobiography by Lisa Ward & Olivia Tishaee Empowers the “Voiceless” to Speak, Heal, and Thrive
Terry Register Discusses Mastering Tax Mitigation Strategies for Business Owners
Listen to the interview on the Business Innovators Radio Network: Interview with Terry Register- CEO of Capsur Tax and Estate Planning- Tax Mitigation Strategies for Business Owners – Business Innovators Radio Network
In this episode of Influential Entrepreneurs, host Mike Saunders welcomes back Terry Register, CEO of Capsur Tax and Estate Planning, to discuss tax mitigation strategies for business owners. Terry emphasizes the importance of understanding tax planning and shares insights on common mistakes that successful entrepreneurs make. He highlights the significance of maximizing retirement contributions and encourages listeners to be proactive in their tax strategies. With a focus on foundational ideas, this episode serves as a valuable resource for business owners looking to enhance their financial planning and avoid costly pitfalls.
Business owners often underestimate the significance of maximizing their retirement contributions, resulting in missed opportunities for tax benefits and long-term financial growth. It is essential to understand the various retirement plans available, such as mega Roth IRAs and cash balance plans, to effectively mitigate taxes and accumulate wealth.
Many business owners fail to contribute adequately to their retirement plans. Some may only contribute enough to meet employee benefit requirements, while others may not contribute at all, thereby missing out on valuable tax advantages. Terry Register emphasizes that maximizing retirement contributions is a crucial strategy for business owners, not only to secure their financial future but also to enhance employee retention and satisfaction.
One of the standout options for retirement savings is the mega Roth IRA. This strategy allows individuals to contribute significantly more than traditional Roth IRAs, depending on their income and age. For example, individuals exceeding a certain income threshold can contribute up to $170,000 per year into a mega Roth IRA. The benefits of this strategy include:
Tax-Free Growth: Contributions grow tax-free, and qualified withdrawals after age 59½ are also tax-free, provided the account has been open for at least five years.
High Contribution Limits: The ability to contribute large sums can significantly enhance retirement savings, especially for high-income earners.
However, many business owners are unaware of this option or do not fully understand how to implement it effectively, leading to the underutilization of a powerful retirement savings tool.
Another effective retirement strategy is the cash balance plan, a type of defined benefit plan. This plan is particularly advantageous for business owners earning over $400,000 a year. The cash balance plan allows for substantial contributions based on age and income, providing a structured way to save for retirement while enjoying tax benefits. Key features include:
Defined Benefits: Unlike traditional retirement plans that depend on investment performance, cash balance plans offer a guaranteed benefit at retirement, appealing to business owners seeking stability.
Tax Deductibility: Contributions to cash balance plans are tax-deductible, significantly reducing taxable income for the business owner.
By strategically utilizing these retirement plans, business owners can secure their financial future while creating a more attractive benefits package for employees, thereby enhancing retention and overall business performance.
Terry shared: “We serve as a trusted partner to closely held businesses—delivering smart, personalized planning that helps reduce taxes, retain key employees, and preserve wealth across generations”
Video Link: https://www.youtube.com/embed/EhQe1a3uq5k
About Terry Register
As President of Capsur Tax and Estate Planning, Terry Register leads with a clear and focused mission: to help business owners, high-income professionals, high-net-worth individuals, and closely held corporations navigate the complexities of tax planning, retirement strategy, estate structuring, and legacy preservation. Through personalized service and strategic insight, Terry delivers solutions designed to build long-term financial confidence and multigenerational impact.
Terry began his distinguished career at Fidelity Union, earning “Rookie of the Year” honors and qualifying for the Million Dollar Round Table (MDRT) in his first year. He later joined American Defender Life, where he consistently ranked among the top ten producers nationwide and earned annual recognition in the President’s Cabinet.
He founded Capsur with a vision to offer programs and planning strategies that empower individuals and businesses to reach their financial, retirement, and legacy goals. Today, he continues to work collaboratively with professionals and clients across the country on high-value joint cases that demand tailored and sophisticated solutions.
Terry’s leadership and production achievements have earned him national recognition, but his commitment to service goes beyond the business world. He has served as a trustee on the Endowment Committee at the University of North Carolina at Pembroke, a Corporate Board Member for G.R.A.C.E. Christian School in Raleigh, and an active supporter of charitable missions, including the Fellowship of Christian Athletes, the Zachary Taylor Orphanage in Kenya, and Uttermost Ministries.
A devoted husband, father, and grandfather, Terry resides in Raleigh, NC, with his wife. He is a longtime member of Bayleaf Baptist Church, where he has served on the Personnel Committee and continues to invest in his faith and community.
Learn more: https://www.capsurtaxandestateplanning.com/
Recent Interviews and News:
Terry Register Discusses Mastering Tax Strategies for Retirement: Terry Register- CEO of Capsur Tax and Estate Planning Interviewed on The Influential Entrepreneurs Podcast, Discussing Mastering Tax Strategies for Retirement – Authority Press Wire
Business owners looking to exit on top and reimagine life after business have a golden opportunity—Rod Chamberlin’s new book, Beyond Exit Planning: How to Create a Life-Changing New Chapter After Business, is available now during a special Amazon Flash Sale for a limited time only.