Latest Stories in "In The News"

Transformational Coach Stephen Leggett Releases Groundbreaking Book “Diabetes Free? My Journey From T2D to Healing and Hope”

New Publication Challenges Conventional Wisdom, Offers Alternative Path to Type 2 Diabetes Management

Paul Castner President & Co-Founder of C&K Healthcare Advisors, Interviewed on The Influential Entrepreneurs Podcast Discusses Building Life Insurance Practices That Last

Paul Castner discussing the importance of building life insurance practices that last
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-paul-castner-w-c-k-healthcare-advisors-building-life-insurance-practices-that-last/
In this episode of Influential Entrepreneurs, I had the pleasure of welcoming back Paul Castner, the president and co-founder of C&K Healthcare Advisors. They delved into the critical topic of building sustainable life insurance practices that stand the test of time.
In the ever-evolving landscape of life insurance, where competition is fierce and client expectations are high, a paradigm shift is necessary for agents seeking to build sustainable practices. The recent podcast featuring Paul Castner, president and co-founder of C&K Healthcare Advisors, emphasizes a crucial tenet of success in this field: focusing on education rather than sales. This approach not only enhances client relationships but also fosters a more meaningful and impactful service delivery.
Traditionally, life insurance agents have often relied on aggressive sales tactics and high-pressure marketing strategies to generate leads and close deals. However, this method can lead to short-term gains but often results in long-term client dissatisfaction and high turnover rates. Castner advocates for a different approach—one that prioritizes education and the establishment of trust. By positioning themselves as knowledgeable advisors rather than mere salespeople, agents can cultivate deeper connections with their clients.
Education empowers clients to make informed decisions about their financial futures. When agents take the time to explain the intricacies of life insurance products, the importance of coverage, and the potential impact on their families, clients feel valued and understood. This educational focus resonates with individuals at various life stages—parents, spouses, and grandparents alike—who are all seeking to protect what matters most to them. By understanding the significance of life events such as marriage, childbirth, or home purchases, agents can create natural referral opportunities that arise from genuine conversations rather than transactional interactions.
Paul emphasizes the importance of generating high-quality referrals through a family-focused approach. When agents educate their clients and demonstrate a genuine concern for their well-being, satisfied clients are more likely to refer friends and family. This organic lead generation strategy is far more effective than purchasing low-quality internet leads, which often result in wasted time and resources. By fostering long-term relationships built on trust and respect, agents can create a sustainable practice that thrives on referrals.
Moreover, the podcast highlights the need for agents to adopt a comprehensive product portfolio. By offering a variety of life insurance options—ranging from term life for income replacement to whole life and index universal life for tax-free growth—agents can address diverse client needs. This holistic approach not only positions agents as experts in family protection but also reinforces the educational aspect of their service. Clients are more likely to appreciate and understand the value of comprehensive coverage when it is presented through an educational lens.
A critical component of this transformative approach is the mindset of the agents themselves. Paul oints out that many agents fall into the trap of chasing leads without considering the underlying mindset that drives their interactions. By shifting their focus from selling policies to protecting families, agents can elevate their practice and improve client satisfaction. This mindset change is not just about adopting new sales techniques; it is about embracing a philosophy of care and empathy.
When agents genuinely care about their clients’ well-being and prioritize education, it sets them apart in a crowded marketplace. Prospective clients often speak with multiple agents, and those who are properly trained to show empathy and understanding will naturally stand out. This differentiation can lead to increased trust and, ultimately, more referrals.

Paul shared: “Success in this industry isn’t measured by how many policies you sell—it’s measured by how many lives you improve and how many agents you empower to reach their full potential.”
In conclusion, the podcast with Paul Castner serves as a powerful reminder of the importance of focusing on education rather than sales in the life insurance industry. By prioritizing client education, agents can build lasting relationships, generate high-quality referrals, and ultimately create a more fulfilling and successful practice. This approach not only benefits agents in terms of profitability and retention but also ensures that clients receive the protection and guidance they need to secure their families’ futures. Embracing a mindset of care and education can transform the way agents operate, leading to a more meaningful and impactful service in the life insurance landscape.
Video Link: https://www.youtube.com/embed/KBWi71iRPUk
About Paul Castner
Paul Castner is President and Co-Founder of C & K Healthcare Advisors, one of the insurance industry’s most innovative agent-focused organizations. With extensive experience at top Medicare carriers and a passion for helping seniors navigate healthcare costs, Paul has revolutionized how insurance professionals serve their clients. Under his leadership, C & K Healthcare Advisors has grown from a regional operation to a nationally recognized organization known for its cutting-edge technology, comprehensive training systems, and unwavering commitment to agent success. Based in Pittsburgh, Pennsylvania, Paul continues to mentor agents while building the future of insurance services. His first book is set to launch on Amazon in the next few weeks.
Learn more: http://www.ckhealthcareadvisors.com/

Allen Masri, Founder of Safe Money Income & Insurance, Interviewed on the Influential Entrepreneurs Podcast Discussing Navigating Retirement with Confidence

Allen Masri discusses the importance of navigating retirement with confidence
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-allen-masri-founder-of-safe-money-income-insurance-discussing-navigating-retirement-with-confidence/
Allen Masri, founder of Safe Money Income and Insurance, to discuss the emotional journey of navigating retirement with confidence. Allen emphasizes the importance of having a clear blueprint and plan in place, as many individuals tend to postpone retirement planning, leading to rushed and uncertain decisions. He highlights the complex emotional challenges faced during this transition, such as the loss of identity and routine, particularly among those who have defined themselves by their careers. Allen provides insights into how these factors can impact retirees and stresses the need for thoughtful preparation to ensure a fulfilling retirement experience.
Retirement is often viewed as a well-deserved reward after years of hard work, but the transition from a structured work life to retirement can be emotionally complex. Many individuals face significant challenges that go beyond financial considerations, making it essential to address these emotional aspects to navigate retirement with confidence.
One of the most profound challenges retirees encounter is the loss of identity. Many people define themselves by their careers, and stepping away from that role can lead to feelings of confusion and a lack of purpose. This is particularly evident among professions where individuals have a strong sense of duty, such as law enforcement officers. When they retire, they may struggle with the question, “Who am I now?” This loss of identity can create a void that impacts their overall well-being.
Another significant challenge is the loss of structure that comes with retirement. Without a daily schedule, many retirees find it difficult to fill their time meaningfully. The absence of a routine can lead to feelings of aimlessness and a lack of productivity, which can diminish the sense of fulfillment that work once provided. This can result in retirees feeling that their lives lack meaning, leading to potential mental health issues.
Social connections are crucial for emotional health, and retirement can often lead to increased social isolation. As individuals leave their workplaces, they may lose daily interactions with colleagues and friends, which can contribute to feelings of loneliness. This isolation is particularly concerning among the elderly population, who may already be at risk for social disconnection. It is vital for retirees to seek out new social outlets and maintain regular interactions to combat loneliness.
Retirement can also bring about anxiety regarding the future, particularly concerning health and financial stability. Many retirees worry about their health as they age and the possibility of running out of money during their retirement years. This anxiety can overshadow what is meant to be a joyful time in life.
To help clients navigate these emotional challenges, financial advisors like Allen emphasize the importance of having a clear blueprint and plan in place. This includes:

Finding Purpose: Encouraging retirees to engage in activities that provide a sense of purpose, such as volunteering. Allen shares his personal experience of volunteering over 20 hours a week, highlighting how helping others can be incredibly rewarding and fulfilling.

Staying Active: Advising retirees to seek out new hobbies, interests, or even part-time work or consulting opportunities. This can help maintain mental sharpness and provide a sense of accomplishment.

Building Social Connections: Recommending organizations and groups where retirees can volunteer or participate in community activities. This helps to foster social connections and reduce feelings of isolation.

Financial Stability: Positioning clients with financial products that ensure a steady income can alleviate worries about financial security, allowing retirees to focus on enjoying their newfound freedom.

In conclusion, navigating retirement is not just about financial readiness; it involves addressing the emotional and psychological aspects of this significant life transition. By focusing on identity, structure, social connections, and future anxieties, retirees can create a fulfilling and confident retirement experience.

Allen shared: “I offer a three step strategy which includes analyzing the clients current financial situation .providing them with a financial map to guide them through the whole process, and inform them of different options available that can provide the client with a financial product that offer guaranteed growth to hedge against inflation, a safety of principle from any market down turns and a life time income that can’t be outlived to meet their short and long-term financial goals”.
Video Link: https://www.youtube.com/embed/hRUQZh28k9A
About Allen Masri
Allen Masri’s wife, and 2 children have called sunny South Florida home for 55 years. As a federal employee benefits consultant and previous host of the Safe Money Income Retirement radio show, Allen is a financial educator who has helped people from all walks of life to be well prepared for their retirement years. Allen has made it his mission to educate retirees and those nearing retirement to achieve a secure financial future by protecting their hard-earned money from losses, fees, and inflation. Not one of his clients has ever lost a penny due to market downturns.
Learn more: https://safemoneyforincome.com/
Recent News & Interviews:

Interview with Allen Masri Founder of Safe Money Income & Insurance, Discussing Achieving Peace of Mind in Retirement: https://authoritypresswire.com/allen-masri-founder-of-safe-money-income-insurance-interviewed-on-the-influential-entrepreneurs-podcast-discussing-achieving-peace-of-mind-in-retirement/
Interview with Allen Masri Founder of Safe Money Income & Insurance, Discussing Overcoming the Fear of Outliving Your Money: https://authoritypresswire.com/allen-masri-founder-of-safe-money-income-insurance-interviewed-on-the-influential-entrepreneurs-podcast-discussing-overcoming-the-fear-of-outliving-your-money/

Disclaimer: This material is for educational purposes only and not meant for any financial or tax advise.

Vincent Virga, Founder of PFS Wealth Management Group, Shares the S.M.A.R.T. Approach to Retirement on FOX Interview

Vincent Virga, founder of PFS Wealth Management Group, was recently featured in an insightful interview on FOX’s The Morning Blend, where he unpacked his proprietary S.M.A.R.T. Approach to retirement and financial leadership. With more than 35 years of experience in the financial services industry, Virga offers a seasoned, forward-thinking perspective that empowers retirees and pre-retirees to take control of their financial futures.
During the interview, Virga emphasized the need for unconventional thinking in today’s unpredictable economy. “Traditional financial strategies don’t always cut it anymore,” he shared. “We help our clients embrace creative, tax-efficient strategies and alternative investments to build long-term financial security.”
Vincent’s five-step S.M.A.R.T. framework integrates financial management, leadership, and life planning, ensuring clients not only preserve their wealth but also live with purpose. His process includes personalized strategies around market alternatives, asset protection, and lifestyle-focused planning, helping clients navigate both the technical and emotional aspects of retirement.
As the author of The S.M.A.R.T. Approach: A 5-Step Process to Life, Leadership and Investing, and former host of the radio show The S.M.A.R.T. Approach to Retirement on 970 AM The Answer in New York, Virga has built a reputation for blending education with action. He regularly speaks to both financial professionals and the public through engaging, high-energy workshops that demystify the retirement planning process.
About Vincent Virga
Vincent Virga is the founder and principal of PFS Wealth Management Group, where he and his team deliver customized, holistic wealth strategies designed for today’s economic landscape. Drawing on decades of mentorship, leadership, and innovation in the financial sector, Vincent continues to educate and inspire others to take an innovative, proactive approach to building a life of security and significance.
Learn more: http://www.pfswealthgroup.com/
Insurance products are offered through the insurance business PFS Wealth Management Group. PFS Wealth Management Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by PFS Wealth Management Group are not subject to Investment Advisor requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. PFS Wealth Management Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by PFS Wealth Management Group. A PR firm was paid to assist with media placement. 3154550- 07/25
Recent News and Interviews:

Vincent Virga, Founder of PFS Wealth Management Group, Discusses Fee and Risk-Efficient Investment Planning: https://authoritypresswire.com/vincent-virga-founder-investment-adviser-representative-of-pfs-wealth-management-group-interviewed-on-podcast-discussing-fee-and-risk-efficient-investment-planning/
Vincent Virga, Founder of PFS Wealth Management Group, Discusses Tax Planning for Long-term Legacy: https://authoritypresswire.com/vincent-virga-founder-and-investment-adviser-representative-of-pfs-wealth-management-group-on-the-influential-entrepreneurs-podcast-tax-planning-for-long-term-legacy/
Vincent Virga Founder of PFS Wealth Management Group, Discusses Overcoming Fear with Clarity: https://authoritypresswire.com/vincent-virga-founder-investment-adviser-representative-of-pfs-wealth-management-group-on-the-influential-entrepreneurs-podcast-discusses-overcoming-fear-with-clarity/

New App Empowers Financial Advisors to Build Instant Credibility Online That Converts Prospects Into Clients

Denver, CO. Financial advisors struggling to stand out in today’s noisy, competitive marketplace now have a powerful new tool at their fingertips. Authority HUB, a newly launched app software solution developed by marketing strategist and best-selling author Mike Saunders, helps financial professionals build trust and credibility instantly, without relying on social media, video marketing, or paid ads.
Video Link: https://www.youtube.com/embed/sOC9vphN8TY
Designed for independent financial advisors, Authority HUB acts as a branded online hub highlighting each advisor’s Authority Positioning Portfolio®—including podcast interviews, TV appearances, press features, books, events, and more. The platform is built to eliminate what Saunders calls the Authority Trust Gap—the disconnect between a professional’s actual expertise and the prospect’s perception of it.
“When your prospects Google you, they either see a credible authority or just another sales rep,” said Saunders. “Authority HUB ensures they see a trusted expert—every time.”
Because affluent families and business owners are skeptical, they tune out marketing noise but respond to perceived authority. When advisors highlight their Authority Positioning Portfolio® using Authority HUB, they gain the psychological edge that immediately lowers sales resistance, increases appointment conversion rates, and boosts client referrals by doing the credibility-building for them.
“What this will do for you is transform how prospects see you,” Saunders added. “Instead of being just another advisor, you’ll become the go-to expert your clients feel proud to refer.”
Authority HUB is available now with a 30-day free trial and requires no credit card to get started. To learn more or experience a demo, visit www.MyAuthorityHUB.com.

About Mike Saunders, MBA
Mike Saunders is the author of Authority Positioning For Financial Professionals and host of the Influential Entrepreneurs® podcast, with over 1,500 expert interviews published. He helps independent financial professionals attract ideal clients by enhancing their trust and credibility through the development of an Authority Positioning Portfolio. Through his proprietary MASS Authority methodology, Mike has helped hundreds of advisors establish unshakable credibility using podcasts, PR, and publishing.
Learn More: www.MikeSaunders360.com

Business Growth With Chocolate: VB Fine Chocolates Launches Customizable Branded Gifts That Turn Client Appreciation Into Results

In an era where connection is currency and referrals drive revenue, Victoria Bracha, entrepreneur, business strategist, and founder of VB Fine Chocolates / Very Blessed Chocolates, is redefining how service-based professionals build trust and visibility—one handcrafted chocolate at a time.
With the official launch of customizable, reusable branded chocolate gift boxes, Bracha’s company offers professionals in relationship-driven industries a smart and elegant way to stay top of mind, increase referrals, and generate more client reviews—all while delighting their recipients with artisanal Belgian chocolate. This is not just a gift. It’s a marketing strategy wrapped in luxury and thoughtfulness.
“We created VB Fine Chocolates / Very Blessed Chocolates to help service professionals turn appreciation into results,” says Bracha. “When a client feels seen and valued, they’re more likely to refer, review, and remember you.”
A Sweet Solution for Smart Business Growth
Designed for professionals in real estate, finance, coaching, consulting, and sales—VB Fine Chocolates’ unique approach transforms gifting from a holiday ritual into a year-round growth strategy. Each gift box is a branded keepsake featuring the sender’s logo, a personalized message, and an embedded QR code that leads recipients directly to a review site, video message, scheduling page, or social media profile.
The goal? To move client appreciation beyond a gesture of gratitude and into the realm of intentional, results-focused marketing.
Bracha’s mission is clear: empower professionals with tools that feel good to give and perform even better in building relationships. Her boxes are already gaining attention in BNI circles, chambers of commerce, luxury real estate offices, women in business networks, country clubs and among event planners.
Explore the full gifting experience at veryblessedchocolates.com
Built for Impact: Why These Gifts Work
The concept is grounded in psychology and backed by experience. Unlike one-time-use promo items or mass-produced treats, VB Fine Chocolates gifts are designed to linger—both on the desk and in the mind of the recipient.
Each box is:

Customizable with full-color logos, brand-aligned messaging, and embedded QR codes

Reusable, creating long-term brand exposure every time the recipient sees or reuses the packaging

Filled with artisanal Belgian chocolates, hand-crafted with in-house, natural fillings for unforgettable flavor and quality

Whether sent as a post-sale gesture of gratitude, a referral prompt, or a touchpoint in a nurturing campaign, these chocolates do more than satisfy—they strategically position the giver as thoughtful, elevated, and memorable.
From Gifting to Growth: The Business Case
In an industry where the average client hears from their service provider only once after closing a deal, Bracha believes consistent, branded touchpoints are the key to unlocking ongoing referrals and repeat business.
“We’ve seen clients double their reviews in 90 days and re-engage long-lost prospects simply through a branded box of chocolates and a thoughtful note,” she shares. “People don’t forget how you made them feel—and chocolate is a universal love language.”
Some professionals are using them for:

Welcome kits for new clients
Referral incentives
Holiday appreciation gifts
Networking event giveaways
Post-consultation follow-ups

The flexibility of the packaging and QR code allows every gift to be fully aligned with the sender’s strategy, whether the goal is more 5-star reviews, increased calls, or building brand authority.

More Than a Chocolatier—A Business Accelerator
Victoria Bracha isn’t just a founder; she’s a seasoned business strategist who has helped dozens of entrepreneurs and professionals streamline their branding and sales processes. Her dual role as chocolatier and growth consultant uniquely positions her to help others merge heart and hustle, creating deeper relationships that lead to measurable business outcomes.
Through VB Fine Chocolates, she brings this philosophy to life—offering not only gourmet treats, but an entire framework for gifting with intention.
Whether it’s one box or a branded campaign, Bracha ensures each piece supports her client’s goals. “We don’t just deliver chocolate,” she says, “we deliver strategy in a box.”
Want to learn how to use gifting as a client acquisition tool? Book a strategy session at victoriab360.com

Ready to Elevate the Brand—One Box at a Time?
VB Fine Chocolates / Very Blessed Chocolates is currently accepting new business clients for seasonal gifting, onboarding sequences, and brand campaigns. Bulk orders, event customization, and white-label opportunities are available.
Visit veryblessedchocolates.com to place an order, view sample boxes, or request a consultation.
Follow the journey and see behind the scenes at @vbfinechocolates on Instagram

About VB Fine Chocolates / Very Blessed Chocolates
Founded by entrepreneur and business accelerator Victoria Bracha, VB Fine Chocolates / Very Blessed Chocolates is a boutique gifting company specializing in handcrafted Belgian chocolates designed for brand elevation, client retention, and referral growth. With a unique focus on strategy-infused gifting, their reusable, branded chocolate boxes empower professionals to build rapport, earn reviews, and stay unforgettable in the eyes of their clients. Learn more at veryblessedchocolates.com or vbfinechocolates.com.

Success Institutes Launches Evidence-Based Mindset Programs to Support Teen Mental Health, Academic Performance, and Emotional Resilience

In response to the escalating mental health crisis among youth, Coach Chuck Barnard, founder of Success Institutes, is proud to announce the launch of two powerful, research-backed initiatives: Planting Possibility: Growing a Mindset for Success and the Athletic Mastery Accelerator. These programs aim to equip students, athletes, and the adults who support them with the tools to build resilience, emotional regulation, and the mindset of a champion.
Built on evidence from leading psychological research institutions—including Stanford University, the University of Pennsylvania, and the University of Texas at Austin—these transformative offerings go beyond motivational speaking to deliver measurable, lasting outcomes for schools, families, and athletic programs.
“The power of mindset transformation lies in simplicity and self-guided growth—not in overcomplication,” says Coach Chuck Barnard. “When teens are taught how to manage emotions and reframe challenges, everything from communication to confidence begins to shift.”

Addressing a National Crisis with Proven Solutions
Teen mental health challenges have reached historic highs, with increasing rates of anxiety, depression, and suicidal ideation among adolescents. Educational leaders, parents, and coaches are seeking proactive strategies—ones that are practical, accessible, and grounded in research.
Planting Possibility answers that call. Designed specifically for school environments, this single-session program teaches students how to identify and manage stressors, reframe self-limiting beliefs, and engage with life from a place of empowerment. The curriculum is informed by findings that show students who adopt a growth mindset are 30% more likely to improve academically and report 25–40% lower levels of anxiety and depression compared to peers with fixed mindsets.
The Athletic Mastery Accelerator is a specialized one-day intensive for student-athletes navigating pressure, performance fatigue, and mental strain. Delivered through schools, colleges, or private training facilities, the program empowers athletes with tools to optimize focus, resilience, and emotional strength—while reinforcing team cohesion and long-term well-being.
Backed by Data. Designed for Impact.
Success Institutes’ programming is supported by compelling research:

A University of Pennsylvania study found that students who received mindset training reported a 25% drop in anxiety and a 40% reduction in depressive symptoms.

A Stanford longitudinal study concluded that students embracing a growth mindset were twice as likely to pursue higher education and 30% more likely to graduate.

Mindset Works data shows that schools implementing mindset-based programs experienced a 60% increase in student engagement.

What distinguishes Success Institutes is the ability to bring these insights into classrooms and locker rooms in a way that feels personal, empowering, and sustainable.
More Than a Talk—A Turnkey Transformation
While motivational speakers may provide a temporary morale boost, Success Institutes delivers customizable, practical, and school-friendly programs that create enduring change. From one-hour sessions to immersive multi-day experiences, each offering includes coaching for both students and the adults who support them—educators, parents, and athletic staff.
“When young people learn that emotions are manageable, and setbacks are not definitions of who they are, they step into their potential,” adds Barnard. “And when their support systems speak the same language, that’s when real transformation happens.”
Each program helps participants:

Build healthy emotional habits
Reduce stress and performance anxiety
Improve academic focus and classroom behavior
Strengthen communication between students, parents, and teachers
Cultivate long-term resilience and self-confidence

Affordable, Accessible, and Scalable for Schools and Teams
Recognizing the resource constraints in schools and training programs, both Planting Possibility and the Athletic Mastery Accelerator are offered in group-based formats at significantly reduced costs. Their flexible structure minimizes disruption to the academic day and requires no additional burdens on faculty or coaching staff.
Success Institutes partners with school leaders, counselors, athletic directors, and parent organizations to design experiences tailored to each community’s needs. Whether delivered in person or virtually, the programs prioritize ease of implementation, measurable outcomes, and long-term impact.
Who Should Engage
These programs are ideal for:

High School and Middle school students, education administrators
Teachers, counselors, and support staff
Coaches and athletic directors
Parent-teacher organizations
Faith-based youth leaders
Mentorship and community development programs

To explore programs or schedule a consultation, visit successinstitutes.com
Video Link: https://www.youtube.com/embed/0PcHE78Aw7E
About Coach Chuck Barnard and Success Institutes
Founded by educator, mindset mentor, and former athletic coach Chuck Barnard, Success Institutes delivers high-impact mindset training to students, athletes, families, and entrepreneurs nationwide. With a foundation built on trust, service, and purpose, the organization empowers individuals to develop resilience, emotional agility, and purpose-driven leadership skills.
Success Institutes supports schools and sports organizations seeking practical, evidence-based solutions to today’s most urgent emotional and behavioral challenges. Whether through a one-day accelerator or a multi-phase transformation program, the goal remains the same: to train mindsets and cultivate champions for life.

To book Coach Chuck or inquire about programming for your school, team, or organization, contact: https://coachchuck360.com/

Vincent Virga Founder & Investment Adviser Representative of PFS Wealth Management Group, On the Influential Entrepreneurs Podcast, Discusses Overcoming Fear with Clarity

Vincent Virga discusses the importance of overcoming fear with clarity
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-vincent-virga-founder-of-pfs-wealth-management-group-discussing-overcoming-fear-with-clarity/
Vincent Virga, Founder and Investment Adviser Representative of PFS Wealth Management Group, shares highlights on the centers around the theme of overcoming fear with clarity, particularly in the context of retirement planning. Vincent emphasizes the importance of clarity in decision-making, which helps clients move forward with confidence. He introduces his five-step process outlined in his book, “The S.M.A.R.T. Approach,” which focuses on simplicity, measurability, accountability, realistic results, and teamwork. These principles guide PFS Wealth Management in helping clients achieve their retirement goals with increased confidence and clarity.
In the realm of financial planning, clarity plays a pivotal role in alleviating fear and uncertainty, especially as clients approach retirement. Vincent Virga, Founder and Investment Adviser Representative of PFS Wealth Management Group, emphasizes that a clear financial blueprint empowers clients to move forward with confidence and increased confidence. Here are several key points illustrating how clarity in financial planning can significantly reduce anxiety for clients:
Understanding the S.M.A.R.T. Approach
Vincent’s approach to financial planning is encapsulated in his S.M.A.R.T. framework, which stands for Simplicity, Measurability, Accountability, Realistic Results, and Teamwork.
Addressing Common Financial Fears
Many clients harbor fears related to retirement, such as concerns about market volatility, rising healthcare costs, and the possibility of outliving their assets. Vincent notes that the first step in overcoming these fears is acknowledging and identifying their sources. By applying a disciplined planning framework, clients can gain awareness and engage in honest evaluations of their financial situations.
The Importance of a Comprehensive Financial Blueprint
Vincent highlights that most individuals approaching retirement lack clarity regarding their income plans. Many clients come in with little understanding of whether their income sources are sustainable or reliable. By creating a comprehensive financial blueprint, clients can visualize their current financial standing and where they want to be in the future. This clarity allows them to trust the process and feel more secure in their financial decisions.
Reducing Anxiety Through Preparedness
When clients are equipped with a clear plan that addresses potential challenges—such as unexpected expenses or changes in the market—they are less likely to be caught off guard. Vincent emphasizes that having a proactive strategy in place can significantly reduce anxiety. Clients can approach retirement with the mindset that they are prepared for various scenarios, ultimately leading to a more peaceful and confident retirement experience.
Building Trust and Eliminating Fear
Vincent’s approach is rooted in compassion and understanding. He notes that when clients express that no one has ever talked to them or provided clarity in the way he has, it reinforces the importance of building trust. This trust is essential for eliminating the fear of taking action to improve one’s financial well-being. By fostering an environment where clients feel heard and understood, financial advisors can help them navigate their fears more effectively.
Vincent shared: “In a world where anything is possible, make everything possible, and always be outstanding!”
Video Link: https://www.youtube.com/embed/pgHP9F7wFeQ
About Vincent Virga
Vincent has more than 35 years of experience in the financial services industry, growing and developing close relationships with mentors in all areas of financial management, financial planning, tax-efficient strategies, and market alternative investment concepts. Having worked with these individuals in wealth management and asset protection strategies, Vincent has been better able to serve his clients’ needs in a world that demands unconventional approaches to building long-term financial security.
The published author of “The S.M.A.R.T. Approach: A 5 Step Process to Life, Leadership and Investing,” Vincent, also hosted a weekly radio show, “The S.M.A.R.T. Approach to Retirement,” on 970AM The Answer in New York. He lectures extensively about non-conventional wealth accumulation and preservation approaches to other financial advisory professionals and the public through his energetic and entertaining informational workshops.
Learn more: http://www.pfswealthgroup.com/
Insurance products are offered through the insurance business PFS Wealth Management Group. PFS Wealth Management Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by PFS Wealth Management Group are not subject to Investment Advisor requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. PFS Wealth Management Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by PFS Wealth Management Group. A PR firm was paid to assist with media placement. 03180008 – 07/25
Recent News & Interviews

Interview with Vincent Virga Founder of PFS Wealth Management Group, Discusses Fee and Risk-Efficient Investment Planning: https://authoritypresswire.com/vincent-virga-founder-investment-adviser-representative-of-pfs-wealth-management-group-interviewed-on-podcast-discussing-fee-and-risk-efficient-investment-planning/
Interview with Vincent Virga Founder of PFS Wealth Management Group, Discusses Tax Planning for Long-term Legacy: https://authoritypresswire.com/vincent-virga-founder-and-investment-adviser-representative-of-pfs-wealth-management-group-on-the-influential-entrepreneurs-podcast-tax-planning-for-long-term-legacy/

Award-Winning Author Releases New Children’s Book Celebrating Self-Acceptance

An award-winning children’s author in Florida has announced the release of a new edition of a book about self-discovery, individuality, and embracing one’s unique qualities.
Sticks and Stones by Cassie Brooks is the first book in the Magick and Me series and has been republished with new illustrations by Vaishnavi Dukhande to match her other two titles. In the book, readers meet Elijah, a young boy who plays with sticks and stones as magical objects.
Although classmates call him “weird,” Elijah’s mom helps him realize the power of embracing who he is. The story highlights the importance of self-acceptance and the magic of standing out.
Cassie says: “The Magick in Me series was inspired by everyday conversations with my son, Elijah. This book reminds children—and myself—that being different is something to celebrate.”
The Magick in Me series also includes I See the Moon and the Moon Sees Me, where Elijah learns he is never alone, with the moon symbolizing comfort and worth. And the third book is We Remember, which gently addresses grief and healing after the loss of a loved one.
Cassie has won multiple awards for her children’s books, including The Golden Wizard Book Prize (2023), the Richard Wright Literary Award for Best Children’s Picture Book Fantasy (2024), and the International Impact Award for Best Children’s Book on Grief (2025).
An accounting analyst by day and full-time mom, Cassie discovered her passion for children’s literature after years of creative exploration. Through the Magick in Me series, she encourages readers of all ages to embrace their uniqueness and live authentically.
Cassie is now preparing for the release of My True Colors, a new book focused on promoting understanding, empathy, and acceptance of the trans and LGBTQ+ community among young readers.
“I wanted Elijah, and every child, to know they don’t have to shrink themselves to fit in,” Cassie adds. “We each have our own magic—that’s what makes us special.”
Sticks and Stones is aimed at children aged between four and nine and offers valuable lessons on emotional intelligence, mindfulness, and self-acceptance. The book is available now in both print and digital formats through Amazon and other major retailers.
About Cassie Brooks:
Cassie Brooks is an accounting analyst, full-time mom, and children’s book author based in Port Richey, FL. She is the author of Sticks and Stones and the award-winning Magick in Me series, inspired by her son Elijah and their journey of celebrating individuality.

https://www.magickinme.com
https://www.amazon.com/gp/aw/d/B0F6D2JF4W

Allen Masri, Founder of Safe Money Income & Insurance Interviewed on the Influential Entrepreneurs Podcast, Discussing Overcoming the Fear of Outliving Your Money

Allen Masri discusses overcoming the fear of outliving your money
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-allen-masri-founder-of-safe-money-income-insurance-discussing-overcoming-the-fear-of-outliving-your-money/
In this episode of Influential Entrepreneurs, host Mike Saunders welcomes back Allen Masri, founder of Safe Money Income and Insurance, to discuss the pressing concern of outliving one’s money in retirement. Allen emphasizes that this fear is widespread among retirees, but he reassures listeners that it can be overcome with proper planning and a positive mindset. He outlines key strategies for creating a solid retirement plan, which includes assessing income sources, monthly expenses, and the longevity of savings. Allen highlights the importance of building guaranteed income streams through options like Social Security, pensions, and fixed index annuities with lifetime guaranteed income riders.
One of the most significant fears retirees’ faces is the possibility of outliving their money. This concern can lead to anxiety and stress, but with the right planning and mindset, it can be mitigated. Here are some strategies to help retirees ensure they have a guaranteed income throughout their retirement years.
1. Create a Solid Retirement Plan
The foundation of overcoming the fear of outliving your money starts with a comprehensive retirement plan. This plan should include:

Income Sources: Identify all potential income sources, such as Social Security, pensions, and retirement accounts (401(k)s, IRAs).

Monthly Expenses: Calculate your expected monthly expenses in retirement, taking into account lifestyle changes, such as increased travel or spending time with family.

Longevity of Savings: Assess how long your savings need to last based on your life expectancy and desired lifestyle.

2. Build Guaranteed Income
To reduce reliance on savings, retirees should focus on establishing guaranteed income sources. These can include:

Social Security: A reliable source of income that most retirees can count on.

Pensions: For those fortunate enough to have them, pensions provide a steady income stream.

Fixed Index Annuities: These financial products can offer lifetime guaranteed income riders, ensuring a steady paycheck for life.

3. Work with a Trusted Advisor
Engaging with a financial advisor can be invaluable. A trusted advisor can help retirees:

Avoid common financial mistakes.

Adjust their retirement plan as life circumstances change.

Ensure that their money is working efficiently and effectively.

4. Stay Flexible
Life is unpredictable, and being adaptable can help retirees stretch their resources. This flexibility can involve:

Adjusting spending habits based on income changes.

Modifying investment strategies as market conditions fluctuate.

Being open to lifestyle changes that can help manage expenses.

5. Focus on Controllable Factors
While retirees cannot predict market fluctuations or their exact lifespan, they can control certain aspects of their financial situation:

Budgeting: Keeping a close eye on spending and making necessary adjustments.

Risk Management: Understanding and managing investment risks to protect their savings.

Financial Habits: Developing good financial habits that promote long-term stability.

For many retirees, there is often a gap between their guaranteed income (from Social Security and pensions) and their desired lifestyle. To fill this gap, retirees can utilize their 401(k) or IRA plans effectively.

Allen shared: “I offer a three step strategy which includes analyzing the clients current financial situation .providing them with a financial map to guide them through the whole process, and inform them of different options available that can provide the client with a financial product that offer guaranteed growth to hedge against inflation, a safety of principle from any market down turns and a life time income that can’t be outlived to meet their short and long-term financial goals”
The fear of outliving one’s money in retirement is a common concern, but it can be addressed through careful planning and strategic financial management. By creating a solid retirement plan, building guaranteed income sources, working with a trusted advisor, and staying flexible, retirees can enjoy their golden years with greater peace of mind.
Video Link: https://www.youtube.com/embed/7uCb5M2xm9g
About Allen Masri
Allen Masri’s wife, and 2 children have called sunny South Florida home for 55 years. As a federal employee benefits consultant and previous host of the Safe Money Income Retirement radio show, Allen is a financial educator who has helped people from all walks of life to be well prepared for their retirement years. Allen has made it his mission to educate retirees and those nearing retirement to achieve a secure financial future by protecting their hard-earned money from losses, fees, and inflation. Not one of his clients has ever lost a penny due to market downturns.
Learn more: https://safemoneyforincome.com/
Disclaimer: This material is for educational purposes only and not meant for any financial or tax advise.
Recent News & Interviews:

Allen Masri Founder of Safe Money Income & Insurance, Discusses Achieving Peace of Mind in Retirement: https://authoritypresswire.com/allen-masri-founder-of-safe-money-income-insurance-interviewed-on-the-influential-entrepreneurs-podcast-discussing-achieving-peace-of-mind-in-retirement/