In Response to Massive Difficulties With The Big 3 Credit Bureaus- Credit 360 Consulting and The Ronnie T. Funari Law Firm Announce a Business Partnership to Help Consumers Resolve Credit Errors

Marco Salinas, President of Credit 360 Consulting and Consumer Credit Attorneys Ronnie Funari and Brian Trenz, partner together to help consumers tackle major issues with the credit disputing process currently in place by the big three credit bureaus- Experian, Transunion and Equifax, in accordance with the Fair Credit Reporting Act.

“Consumers today are experiencing more difficulty than ever in trying to resolve credit errors found on their credit reports,” said Marco Salinas, President of Austin, TX based credit restoration firm, Credit 360 Consulting. “Recent studies have proven that an average of 80% of credit reports contain misinformation that can potentially be harmful and costly to consumers, with some industry experts  reporting that credit reports are inaccurate 100% of the time.” “The end result is higher fees, higher interest, and less money in the pockets of those who deserve to keep their hard earned bucks.”

Chi Chi Wu, staff attorney at the National Consumer Law Center in Boston echoes Salinas’ statements on the difficulties presented to consumers by the big 3 credit bureaus:

“The Fair Credit Reporting Act requires that the credit reporting agencies, such as Experian and Equifax and TransUnion, conduct a reasonable investigation whenever a consumer disputes information on their credit report,the problem is, they rarely do. Instead, Wu says, credit reporting agencies often rely on the lenders, debt collectors and other data providers that furnished the misinformation to investigate a dispute. If the furnisher of the information mistakenly verifies the errors as correct, then those inaccurate marks will remain stuck in your credit file, no matter how many times you dispute them. “

This is about giving a voice to those who would normally have no idea where to even begin, let alone go through the entire process of fighting with the credit bureaus. Consumers need a resource which can provide them assistance regarding credit matters, there are countless case studies of individuals who struggled greatly and were unable to find the help they needed. The system is designed to keep you down, unless you have an extensive knowledge of credit and the industry, it’s a David and Goliath situation without someone in your corner.

The credit dispute assistance process is not something new to Credit 360 Consulting and the Funari Law Firm, both entities have been assisting clients in their own respects for over 4 years.

“I highly recommend working with C360C if you need help with your credit. In a matter of a few months, my credit score jumped dramatically and I was surprised at how fast and simple the process was.” said Mariam Garcia of San Antonio,TX.

Chelsea Urban from New Braunfels,TX stated that “I was so amazed at how much my credit score went up working with C360C and in only 5 months. Thank you for everything! I would recommend C360C to anybody who needs help raising their credit score!”

For more details on the services provided by Credit 360 Consulting and the Ronnie T. Funari Law Firm partnership, please visit