Brandon Hays is quickly establishing himself as the premier mortgage advisor and authority by offering financially empowering programs to create a better long term financial plan for many consumers. Recognizing that simply refinancing a mortgage is no longer enough, Hays uses his system to help consumers establish the financial strategy necessary to have long term savings accumulate.
“Potential clients usually refinance their mortgage, but they very rarely take the savings and put it to good use. The best way to utilize that money is to accelerate the payoff of their debts which would allow them to create a better long term financial plan for themselves,” says Hays. “Most people don’t understand compound interest, a system is needed that allows consumers to utilize the money they already earn and/or already have within their budget. This helps consumers take advantage of the mathematics involved in calculating the most efficient manner possible to pay off all debts including their mortgage by analyzing all of the variables unique to each consumer’s situation,” says Hays.
According to the Board of Governors of the Federal Governor System, consumer credit increased at a seasonally adjusted annual rate of 5 3/4 percent in the first quarter. Revolving credit decreased at an annual rate of 1/2 percent, while non revolving credit increased 8 percent. In March, consumer credit increased at an annual rate of 6 3/4 percent.
“Breaking the 30 year mortgage mold is the goal,” Hays says. “What is satisfying in this ever-so stressful industry is the rewarding factors of helping home owners own their dream homes outright while building a solid retirement account.”